Government Debt Consolidation Loans – Update

Dadof4Kiddies asked:


I want to get some financial help with going to school, I have 8 more classes until I get my bachelors.

I am a stay at home mom of one child (living in California) and my husband makes $46,000/year.

I have a 3.78 GPA and I am hoping I can qualify for some kind of grant or get some free funding from the government.

Can I still get my college tuition and/or books paid for if I only take one class (3 units) a semester? If I don’t get my schooling paid for, can I get a loan that doesn’t accumulate interest if I am only taking 3 units a semester?

I need advice! Thanks!

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nickloks asked:


Okay here is the situation, i have a 4 month old daughter and a girlfriend whom i both claimed on my income tax return, however my girlfriend whom i am claiming as a dependant owes 5,000 to the government due to a student loan. Is the government going to take my taxes to apply it to the student loan?? We are not married and we live in california mind you.

government student loans

Ven asked:


Ok so I find myself trying to pay for private college right now. The tuition so far is around 14,000 and yea I really have no way to pay for this. I would really like to go to this college but I don’t have any financial aid because well my parents passed and I’m living with my older sister and she can’t afford to to put me through college and we’re not really close because things are just weird in my family so I can’t really apply for FAFSA. I also can’t seem to find any banks willing to give me a student loan since I don’t have credit history nor a cosigner. I’m also unemployed right now but was planning to work on campus during school. I just don’t know what to do right now. Is there anywhere i can possibly get a loan for that much or maybe a series of loans to add up to 14k?

government student loans

Robin N asked:


My loan was for $1,800.00 they have taken over $6,000.00 and yet I still owe $1,800.00. Every year no matter what my tax return would have been that is exactly what the penalties and interest are on the loan. I can’t afford a lawyer but it doesn’t seem right that they are in the loan shark business.

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Judy B asked:


a certain grade to keep their visa in check? I think this should be considered both for American students funded by Government loans. as well as students from other countries.

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malibu asked:


This semester I have a surplus of government loans– basically I got them but I don’t need them. They are Stafford loans, 2 are unsubsidized and one is subsidized. There is about $4500 total. Right now, I owe about $5500 dollars on a Sallie Mae private loan my dad cosigned. I have heard really awful things about Sallie Mae and that the company is corrupt. Plus the interest keeps building up. I would love to be rid of my debt to this company and I fear it growing any larger. Can someone tell me if it would be a good idea to put the Stafford loan money I got this semester toward the Sallie Mae loan? Would I be in a better place, would it be worth it? THANK YOU!!!

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just me asked:


HELP! I need help finding a private student loan. I have no credit history myself and every cosigner I have has been denied due to bankruptcy or bad credit. I only receive a small amount of money from government loans and that amount doesn’t even cover a quarter of what I need for the year. Does anyone know of a private student loan that is not credit based or a loan that I would be accepted for even if the cosigner previously had bad credit?

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