what are the federal laws about consolidating student loans?

Saturday, August 7th, 2010
dstarnes22 asked:


i want to get the best rate on my consolidation- does the government have a program or all the agencies private

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i have 5+ yrs of credit card debt and the bills are in collections. will consolidation help me?

Monday, May 31st, 2010
cwtt asked:


I have 5+ yrs of credit card debt and also had a repo about 2 1/2 yrs ago. I am able to begin getting my bills paid. Will credit consolidaton help or should I contact my creditors and set up payment arrangements. I have a least 5 credit cards, hospital bills, and a student loan. What is my best option?

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After graduation plans- Investing, Student Loans, Buying a House, Buying a Car?

Monday, May 24th, 2010
Bryant asked:


for a single guy (no kids) with a yearly income $120,000 and only debt is student loans $65,000
1. Investing- would it be ok to max invest in a profit sharing retirement plan with a company that matches $3 for your $1? And also invest and max a Roth IRA plan?
2. Student Loans- after consolidation, would $1000/month be a good plan?
3. Buying a House- what price range would be the best for a first-timer with this status and income
4. Buying a Car- I like to drive nice cars and get a new one often at least every 2 years. I already have a car I own, so would leasing be a good choice?
I also have excellent credit score. Have never been late on any payment. The area that I’m moving to upon graduation in May is Florence, SC.
PharmD- Pharmacist

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Consolidating Student Loans?

Wednesday, May 5th, 2010
amy asked:


I am trying to consolidate my Federal Student Loans but the consolidation people want a bunch of info about the loans that for some reason I dont have. Is there somewhere that I can get a list of the student loans that I have?? Any help is appreciated!!

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what is the best way to consolidate student loans?

Monday, April 26th, 2010
M.K. asked:


The time has come, these Alumni Loan people are saying my $50,000 debt will be a $538 per month with out consolidation, and $250 with. What should I be looking for to get the best deal

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Switching lenders? Student loan repayment?

Friday, March 19th, 2010
sf2cp asked:


Hi, back in 06, I was mislead by Sallie Mae through the consolidation process (another story all together) and long story short, I have did not consolidated my stafford loans. It equals to about 22k. My question is, since I am extremely dissatified with Sallie Mae’s service and dishonesty so far – can I switch to another company now and maybe consolidate at a later time?

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Does anyone have any advice on student loans and what to do with them after college?Besides paying them back?

Saturday, February 27th, 2010
tonyspizza232 asked:


Does anyone have any advice on student loans and what to do with them after college?Besides paying them back. Any information on consolidation or programs and plans would be greatly appreciated.

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